Our Qualifications-Key Personnel

Dennis J. Brown, Principal

Mr. Brown is a Principal of Investment Initiatives and formerly President and founding partner of Equitas America, LLC. He was also the Vice-President of General Securities and Investment Banking at a division of Aegon, a major independent broker/dealer.  For over 28 years, Mr. Brown has analyzed markets, stocks and bonds, monitored portfolios and provided investment advice for institutions, charitable foundations and individuals. His investment management experience includes securities trading, clearing, investment banking and equity research. He has also served the financial industry in other capacities such as a securities consultant, institutional bond sales person and a major national bank lending officer.  Mr. Brown holds the FINRA Series 7 General Securities and Series 24 General Securities Principal license as well as the Series 65 Investment Advisor Representative in addition to several state licenses. 








Mark R. Horn, Investment Advisor Representative

Mr. Horn is an Investment Advisor Representative with 25 years experience in the financial services industry. Armed with coveted financial and insurance certifications and designations, the depth of his knowledge is sure to be your most valuable resource at any life stage. 

Certified Financial Planner™      Chartered Financial Consultant

Chartered Life Underwriter™      Life, Health, and Annuity Insurance Agent  


  • Financial Planning
  • Investment Planning
  • Retirement Planning
  • Insurance Planning
  • Estate Planning
  • College Planning and Funding
  • Fixed and Equity Index Annuities
  • Long Term Care/Medicaid Planning
  • 401K Retirement Plan Setup
  • Pension and Foundations Asset Management
  • Divorce Planning